top of page

Nishant Shah
5 min read
Is Pay-by-Bank the Future? How Plaid Is Challenging Cards with Lower-Cost Payments
How Plaid Is Challenging Cards with Lower-Cost Payments The payments industry is undergoing a seismic shift, driven by the rise of...

Nishant Shah
5 min read
How Plaid Is Lowering Payment Costs for US Businesses
How Plaid Is Lowering Payment Costs for US Businesses The financial technology (fintech) industry is undergoing a transformative shift,...

Nishant Shah
7 min read
How AI is Powering Budgeting Apps Like YNAB in the US: A Smarter Way to Manage Your Money
A Smarter Way to Manage Your Money In today’s fast-paced world, managing personal finances can feel like a full-time job. Between rent,...

Nishant Shah
6 min read
Virtual Security Officers (VSO): Why Every Growing Fintech Needs One
If you’re running a fintech startup, you already know the thrill of innovation—building products that disrupt the market and make...

Nishant Shah
6 min read
Building a Secure Cross-Border Payment Platform: What Fintech Startups Need to Know
Building a Secure Cross-Border Payment Platform In today’s hyper-connected world, cross-border payments aren’t just a feature—they’re the...

Nishant Shah
7 min read
What is an AI-Based Audit? Revolutionizing Insurance Sales & Claims Audits?
The insurance industry is undergoing a transformative shift, driven by the rapid adoption of artificial intelligence (AI). One of the...

Nishant Shah
7 min read
Cash Flow Underwriting with Plaid Consumer Report: A Better Way to Approve Loans
A Better Way to Approve Loans In the world of lending, the way we assess borrowers is undergoing a seismic shift. For decades, credit...

Nishant Shah
6 min read
Why Every Fintech Startup Needs Strong APIs to Grow
Building a fintech startup is exhilarating—but also incredibly challenging. Whether you're launching a payments app, a lending platform,...

Arpan Desai
5 min read
Aadhaar Masking Tool with FintegrationAI
The Growing Risk of Unprotected Aadhaar Data Every day, businesses and government agencies handle millions of Aadhaar-linked...

Nishant Shah
9 min read
When to Choose Plaid vs. Stripe for ACH Payments
If you’re building a fintech product or integrating payments into your platform, you’ve probably heard of Plaid and Stripe. Both are...

Nishant Shah
7 min read
How Fintech Startups Can Leverage Open Banking APIs for Competitive Advantage
The fintech landscape is transforming at breakneck speed, and for finance enthusiasts like us, there’s never been a more exciting time to...

Nishant Shah
8 min read
NBFC-AA API Compliance: Adoption Timeline and Submission Guidelines for FIUs & FIPs 2025
As someone always trying to stay on top of financial changes, I’ve noticed how quickly the landscape is evolving. One of the most...

Nishant Shah
7 min read
What is a tech stack of the World's largest FinTech product?
What is a tech stack In the ever-evolving world of financial technology, the term "FinTech" has become synonymous with innovation,...

Nishant Shah
7 min read
What is Beckn Protocol? How Beckn Protocol is chaning the Indian Digital Public Infra? Which Platforms are built on the same?
Imagine booking a cab, ordering food, or scheduling a doctor’s appointment—all from a single app, no matter which service provider you...

Nishant Shah
4 min read
What is Layers Stack by Fintegration AI?
What is Layers Stack In today’s fast-paced financial landscape, where competition is fierce and innovation is key, the ability to harness...

Nishant Shah
5 min read
What is Risk Intelligence & Collections for Banks?
If you've ever taken out a loan or used banking services, you’ve likely interacted with a system that’s carefully designed to manage...

Nishant Shah
5 min read
The Rise of Real-Time Payments: Exploring the Impact of FedNow, and RTP Networks
The Rise of Real-Time Payments Imagine you’re an entrepreneur with a vision for a game-changing fintech app. Maybe it’s a solution to...

Arpan Desai
2 min read
Top alternatives to Merge.dev and Unified API landscape
Top alternatives to Merge.dev and Unified API landscape Both Nango  and Merge.dev  are powerful tools designed to simplify API...

Arpan Desai
5 min read
Integrating Plaid into Your Flutter App: A Step-by-Step Guide
Introduction A brief overview of Plaid and its importance in the fintech ecosystem. Explanation of the benefits of integrating Plaid...

Arpan Desai
8 min read
Top International Money Transfer APIs & Compliance. Glossary, IBAN, Virtual and Multi-currency accounts. Building Apps for Remittance & Cross-Border Payments
Introduction The remittance and international money transfer industry is undergoing a digital revolution. Traditional banking systems are...
bottom of page